UBA (United Bank for Africa) offers a convenient and efficient way for customers to perform a wide range of banking transactions through the UBA USSD code.
What is the USSD code for UBA?
The UBA USSD Code is *919#. With *919#, users can open a UBA account, transfer funds, buy airtime, pay bills, book flights, check account balances, and more, all from their mobile phones. This article provides a detailed guide on how to utilize the *919# USSD code for various banking activities, ensuring a seamless banking experience.
UBA Account Opening with USSD: *919#
Opening a UBA account has never been easier with the *919# USSD code. To open an account using the UBA USSD code, follow the steps below:
- Dial *919# on your registered phone line.
- Select the option for “Open a Bank Account.”
- Follow the prompts to provide the necessary details and complete the account-opening process.
- Within minutes, your UBA account will be successfully opened.
Benefits of *919# Account Opening
- Convenience: Open a UBA account anytime and anywhere using your mobile phone.
- Quick Process: The *919# service allows for swift account opening in minutes.
- Account Upgrade: Option to upgrade your account for higher transaction limits.
USSD Code for UBA Transfer
With the *919# USSD code, you can easily transfer funds to UBA accounts, UBA prepaid cards, other banks, microfinance banks, fintech, and other institutions. Here’s how:
Transfer to a UBA Account
- Dial *919*3*account number*amount# from your registered phone number.
- Follow the prompts to authorize the transaction.
Transfer to a UBA Prepaid Card
- Dial *919*32# from your registered phone number.
- Follow the prompts to complete the transaction.
Transfer to Other Banks
- Dial *919*4*account number*amount# from your registered phone number.
- Follow the prompts to authorize the transfer.
Transfer to Microfinance Banks, Fintechs, and Other Institutions
- Dial *919*6# from your registered phone number.
- Follow the prompts to complete the transaction.
UBA USSD Code to Buy Airtime
Running out of airtime or data? Use the *919# USSD code to top up conveniently. Follow these steps:
UBA USSD Airtime Top-up for Self
- Dial *919*amount# (e.g., 9191000#) from your registered mobile line.
UBA USSD Airtime Top-Up for Family and Friends
- Dial *919*Phone Number*Amount# (e.g., *919*08123456789*1000#) from your registered mobile line.
UBA USSD Data Top-up for Self
- Dial *919*14# from your registered mobile line.
UBA USSD Data Top-up for Family and Friends
- Dial *919*14*Phone Number# from your registered mobile line.
USSD Flight Payment Codes for UBA
The USSD code provides a convenient flight booking service. Follow these steps to pay for your flight:
- Dial *919*12# from your registered phone number.
- Enter your 4-digit PIN and select the bank account to pay from.
- Choose the desired airline and input the flight PNR (passenger name record).
- Enter the passenger’s phone number and payment amount.
- Your flight payment is now complete.
UBA USSD Codes for Other Transactions
Aside from the main services, the *919# USSD code offers additional transaction options. Here are some of them:
Pay Bills
Dial *919*5# to pay your bills conveniently.
UBA ATM Cardless Withdrawal USSD Code
Dial *919*30*Amount# to withdraw cash from UBA ATMs without a physical card.
UBA USSD Code to Freeze Online Transactions
Dial *919*9# to temporarily block online transactions on your UBA account.
Generate OTP USSD
Dial *919*8# to generate a one-time password for secure transactions.
UBA USSD to Block Debit Card
Dial *919*10# to block your UBA debit card.
USSD Code to Retrieve BVN
Dial *919*18# to retrieve your bank verification number.
UBA Statement of Account USSD Code
Dail *919*00# to get your UBA statement of account.
UBA USSD Transaction Limits and Charges
Here are the transaction limits and charges associated with using the *919# USSD code:
General Fees and Charges
| S/N | Transaction type | Charge (₦) |
| 1 | Enrolment | Free |
| 2 | Check Balance | ₦10 |
| 3 | Open a bank account | Free |
| 4 | Subsequent transactions | ₦6.98 |
Fund Transfer Limits and Charges
UBA transfer limits
| S/N | Method of Authorization | Per transaction | Daily |
| 1 | PIN | ₦20,000 | ₦100,000 |
| 2 | Secure pass (token) | ₦20,000 | ₦100,000 |
| 3 | Secure Pass and Indemnity | ₦500,000 | ₦1,000,000 |
UBA transfer charges
| S/N | Transaction type | Transaction Band (₦) | Charge (₦) |
| 1 | Send money to the UBA account | All | 20 |
| 2 | Send money to another bank. | ₦0 – ₦5000 | ₦10 + VAT |
| ₦5,001–₦50,000 | ₦20 + VAT | ||
| Above ₦50,000 | ₦50 + VAT | ||
| 3 | Send money to a prepaid card. | All | ₦50 + VAT |
Airtime Limits and Charges
Airtime purchases are limited to ₦20,000 per day, and only PIN authentication is required.
UBA transfer charges
| S/N | Transaction type | Charge (₦) |
| 1 | Buy Airtime (self) | Free |
| 2 | Buy airtime (3rd party) | Free |
| 3 | Buy Data (self) | Free |
| 4 | Buy data (3rd party) | Free |
Note:
- Transaction Limits: The limits vary based on the method of authorization, such as PIN, Secure Pass (Token), or Secure Pass and Indemnity.
- Transaction charges apply for specific services like fund transfers, airtime purchases, and flight payments. The charges are based on the transaction amount and transaction type.
Frequently Asked Questions
How can I change or reset my PIN if I forget it?
Dial *919# and select ‘PIN Setup’ to change or reset your PIN.
Can I register both my account and prepaid card on the same profile?
No, you can only register either your bank account or your prepaid card on the *919# USSD code platform.
What are the transaction limits available on USSD?
The existing limits are: PIN: N20,000 per transaction and per day; Token: N1 million per transaction and per day (for customers with a token but no indemnity).
Will I be charged when enrolling for the first time?
No, enrollment is free for new users. However, subsequent USSD sessions will incur a charge of N6.98 per transaction.
How do I register for USSD (magic banking)?
Dial *919# and select your desired registration option: “With UBA Account” or “With UBA Prepaid Card.”
UBA’s USSD code revolutionizes banking by providing customers with a convenient, secure, and efficient way to perform various transactions on their mobile phones. Whether it’s opening an account, transferring funds, buying airtime, paying bills, or booking flights, *919# offers a seamless banking experience. By following the step-by-step instructions provided in this guide, UBA customers can harness the power of the *919# USSD code and enjoy the magic of mobile banking.
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